In your business, there are a lot of moving pieces and parts. From employees to customers, equipment to inventory, you need all of it to work together to grow and succeed. Take one part out of the equation, and the rest falls apart.
Do you have a plan if your building or property is damaged in a storm, fire, or robbery? Do you know how you’ll get back to business? If you have a California commercial property insurance policy that fits your business needs, you’ll be back to work in no time.
In California, commercial property insurance covers some of the most important aspects of your business.
Building coverage: When your building is damaged in a storm or other covered event, commercial property insurance works a lot like your homeowner’s policy. Your property will be repaired or replaced, and you’ll be back in business.
Property coverage: “Property” means something different to every business owner. The coverage available as part of your commercial property insurance policy includes equipment, inventory, signs, products, display units, computers, furniture, and whatever else you use to run your business.
Lost income: Not every policy offers income replacement but you should make sure your policy does. This will help you pay your employees and make ends meet until you’re open for business again.
Look around your business. Imagine having to replace every bit of it out of your own pocket. It’s an overwhelming prospect. Most of what you have took years to accumulate and afford. One bad storm or accident could wipe it out in an instant.
You have enough to worry about as a business owner. Don’t play the what-if game with your business property. Make sure you’ve got the right kind and amount of California commercial property insurance to get back to work after an accident. You’ve worked too hard not to protect every inch of your business.
Here at Partee Insurance, we’re committed to being your insurance partner. We hope you never have to make a claim, but if you do, we’ll be by your side the entire way. Contact us today to ask questions about coverage for your specific business and to receive a free quote for a new policy!