California Business Owner’s Policy

Your business is a reflection of your hard work. It serves as a reminder of your core values - as a business owner, for your family, and as an individual. You’ve taken your expertise and past experience  and your willingness to keep going when others would give up to make your company successful.

This is true no matter what kind of business you operate. Contractors, restaurants, retail stores, specialty boutiques, lawyers, hair stylists, whatever your business is, you’re out there doing the best you can, building your dreams, and providing for your family.

Shouldn’t your insurance do the same you? With a California business owner’s policy (BOP), you can have insurance coverage that’s as unique and hardworking as you are.

Think of a business owner’s policy as a bundle or a package of insurance coverage. Most standard California BOPs include three types of commercial insurance coverage:

General liability: Protection for you when a third-party is hurt or sustains damage while doing business with you.

Property insurance: Coverage for the equipment, building, inventory, and everything you need to run your business.

Business interruption: Help when a covered claim keeps your business closed down until repairs are made.

A business owner’s policy can be much more than those basic policies, but it’s a great place to begin.

Here at Partee Insurance, we’re happy to sit down with you, talk about your business, and come up with a plan to make sure you have the right coverage for your company. What other kinds of coverage could be included in a California Business Owner’s Policy?

  • Identity theft
  • Equipment
  • Valuable papers
  • Employment practices liability
  • Electronic data
  • Professional liability
  • Personal property of others
  • Business income

And much more!

Your business isn’t like the business next door or across the street. Your insurance policies shouldn’t be the same, either. When you work with one of our dedicated agents, we can help you determine the right combination of insurance coverage to help you protect all your hardwork and dedication when the worst happens.

Give us a call and let’s talk about your business, your goals, and how we can work together to help you take care of everything you’ve built so far and everything you’ll build in the future.