California Business Insurance
When you went into business, it was to make money and build something that would last. You know you have to spend a little to make a little but one small accident or misstep shouldn’t ruin you, either. Being a business owner takes hard work, determination, guts, stamina, and a belief that you can build something through your own effort. Owning a business isn’t for the faint of heart.
As a business owner, you need a partner - someone to help you when things get tough. Here at Partee, we want to be a partner in your success. By helping you choose the right California business insurance policy, we can help you protect your business no matter what happens. Your success is our success.
While insurance isn’t one-size-fits-all, every business needs a general liability policy. When a vendor, customer, or client gets hurt or sustains damage to their property while doing business with you, they’ll be taken care of and you’ll be protected. Without it, one lawsuit could shut your doors for good.
As a business owner, you have equipment, signage, and possibly inventory. If a fire or storm destroys it all, you have to be able to replace your property to keep your business running. Commercial property insurance helps you get back to work quicker.
Also known as errors & omissions (E&O) coverage, professional liability insurance protects you when your expertise is your business. Offering advice or being relied on as the expert is important work but even the best make mistakes. When an unhappy client decides to sue, professional liability covers you.
Hiring employees is a sign that your business is growing and thriving. Once the hiring process begins, you’ll need workers’ compensation insurance. This pays your employees’ medical bills and lost wages if they’re hurt on the job, and it protects you in case an employee sues.
Commercial Auto Insurance
If you have a fleet of trucks or vans for your business, you probably know you need a commercial auto insurance policy. But if you use your personal vehicle for business - or ask your employees to do the same - you need one, too. Here at Partee Insurance, we can help you choose the right policy for your specific type of business.
No matter how hard you try and how diligent you are, you can’t predict every possible emergency or danger. Sometimes, a claim is simply too big for your insurance to handle. This is where umbrella policies come in. Umbrella insurance can help pay the remaining amount of a claim after your other insurance policies have been exhausted.
Every business is different and has its own needs. From surety bonds to group benefits, we can help you choose the right coverage for your business. Whether you’re a contractor, a restaurant, a real estate agent, or some other professional, let us put together a California business insurance policy that works for you and your business.