Insuring your home isn’t getting any less expensive, so you naturally want to do what you can to reduce costs. However, insurers use many factors to determine your premium so you need to understand where you can safely shave off a few dollars, and where it is risky to do so. Here are a few […]Continue Reading Factors Affecting Your California Homeowners Insurance Policy
As a personal trainer or fitness instructor, you probably don’t think too much about insurance. However, you’re running a business and proper insurance coverage is just as important for you as any other enterprise. Insurance companies don’t sell specific personal training insurance. Instead, they usually offer a tailored business owner’s policy. A BOP provides broader […]Continue Reading Things You Need To Know About Personal Training Insurance
Tips For Closing Up Your Summer Home Are you planning on spending time out on the beach this summer? Do you have a summer home that you plan to head to for a large portion of time? We know that keeping track of one home can be hard enough as it is, but don’t forget […]Continue Reading Tips For Closing Up Your Summer Home
Disability insurance protects you if you become ill or have an accident by paying you a portion of your salary. Here are a few things to consider when deciding whether you need disability insurance. What Are The Odds? The Social Security Administration states that 1-in-5 Americans live with disabilities and 1-in-10 live with severe disabilities. […]Continue Reading What You Need To Know About Disability Insurance
Whether you live in a small apartment or a sprawling estate you probably own more than you realize. Let’s look at the reasons why you need a home inventory and how to go about creating one for your apartment, condo, house, or rental property. Why Create a Home Inventory? Here are just a few of […]Continue Reading Creating a Home Inventory
Get Your Home Guest Ready in 15 Minutes Many of us plan on hosting parties at our homes or simply having guests over in order to catch the latest football game or maybe your children are going to have a playdate while the parents relax. No matter what your plans are it’s important to make […]Continue Reading Get Your Home Guest Ready In 15 Minutes
Stay Cool: Dehydration and Heat Stroke tips and warnings Summer is right around the corner and that means that so many of us will be heading off to the beach or even taking the time out of our day to take a nice run in the sun. One of the things that you need to […]Continue Reading Stay Cool: Dehydration and Heat Stroke Tips and Warnings
What’s Happening in Covina This Month? August 1st: Toddler Storytime at the Library Are you looking for something to do with the little ones during the week? Every Wednesday at the West Covina Library there will be held a story time for toddlers! This starts at 11:30AM and runs until 11:50AM as well as 12:15PM […]Continue Reading What’s Happening in Covina This Month?
If you live in California, it will please you to know that our state has the most laws protecting insurance policyholders in the U.S. These laws tell insurance companies and their representatives precisely how they must behave when you file a claim. Unfortunately many people in the industry either don’t know the law or break […]Continue Reading Know Your Rights: Insurance Primer for California Residents
Most dog owners are fiercely devoted to their animals and treat them like a member of the family. However, owning a dog does increase your liability risk, no matter how well behaved you think they are. Even a minor incident can result in a lawsuit. Dog-Related Liability Claims Common A dog can bite when it […]Continue Reading What You Need To Know About Pet Insurance And Biting Dogs
Bike Safety Summer is the perfect time to bust out those bicycles and get out the active wear. The perfect time to start working on that workout routine that you might have been putting off until now. If you plan on heading out for a cycle around your neighborhood or are planning to teach […]Continue Reading Bike Safety
What’s Happening in Covina This Month? July 4th: Front Row Fireworks It’s that time of the year again! Time to bust out those lawn chairs and head out to see the fireworks with the family. You won’t want to miss this event where not only will the 4th of July be celebrated by the community, […]Continue Reading What’s Happening in Covina This Month?
No one wants to pay more than necessary for their California business insurance, so it’s important you explore all your options. These tips can help you reduce your California insurance premiums, while staying well-protected. Use an Independent Agent Business owners have better things to do with their time than searching for the best insurance for […]Continue Reading Tips For Reducing Business Insurance Costs In California
Whether you’ve just moved into a new home or lived there for years, safety is always of utmost importance. Use this checklist for regular home inspections to ensure everything’s shipshape always. Change Window & Door Locks – If you just moved in, were robbed, lost your keys, or you want to limit who has access […]Continue Reading Keep Your Home Safe With This Checklist
What’s Happening in Covina This Month? June 9th: Summer Charity Wine Walk Summer is the time of year where you’re taking a break from work and a break from the kids. Maybe you want a chance to get out and enjoy a night by yourself or with your spouse. Heading out to the Summer Charity […]Continue Reading What’s Happening in Covina This Month?
Most parents realize adding a teenaged driver to their California auto insurance policy will cause their premiums to increase, but they’re shocked when they discover just how much more expensive it really is. Fortunately, you have many options to reduce the impact and save money. Contact Your Agent In California, most insurance companies will cover […]Continue Reading What You Need To Know About Adding A Teenage Driver To Your Auto Insurance Policy
Even though an online business usually does not have a brick and mortar office, it does not mean it does not face risks. Protecting an online business requires a tailored insurance policy to meet the specific needs of your business. These are just a few things you may want to consider before you dismiss insurance. […]Continue Reading Why You Need To Insure Your Online Business
May 5th: Battle at the Brewhouse Are you looking for something exciting to do this Cinco De Mayo? Head down to Alosta Brewing Co. for the release of Macho Ancho and some wrestling on the side! Ticket holders are able to enter at 2PM to grab some tacos and a […]Continue Reading What’s Happening in Covina This Month?
Summer is right around the corner, approaching fast and your children are getting ready to have a break from school and maybe you have some unused vacation time that you need to get rid of. If you’re thinking about planning a family vacation then there are likely a few things that you’re worried […]Continue Reading 5 Ways to Plan The Perfect Family Vacation
Are you struggling with trying to keep your child’s room organized? Are there simply too many toys on the ground or maybe too many clothes lying around? Here are a few ideas to help keep their room neat and tidy without being too much of a hassle for both you and your child. Make Storage […]Continue Reading 5 Organization Ideas for Your Child’s Bedroom
April 7th: Foodie Con 2018 Do you consider yourself to be a bit of a food connoisseur? If so, then this is the perfect place for you, and even if you’re not then this is a great way to get out and broaden your horizons. To experience the latest trends in food along with […]Continue Reading What’s Happening Around Covina this April
Are you struggling with trying to keep your child’s room organized? Are there simply too many toys on the ground or maybe too many clothes lying around? Here are a few ideas to help keep their room neat and tidy without being too much of a hassle for both you and your child. Make […]Continue Reading 5 Organization Ideas for your Child’s Bedroom
Your company’s Workers’ Compensation Insurance Experience Modification Rate (EMR) affects your annual insurance cost, but it can be difficult to decipher. Nonetheless, it is pivotal to gain at least a basic understanding of how it works if you want to reduce expenses. What is an Experience Modification Rate? Basically, an Experience Modification Rate is a […]Continue Reading Demystifying the Workers’ Comp Experience Mod
We can’t always prevent flooding from causing damage to our home, but that doesn’t mean we shouldn’t try a bit of preventative maintenance. Of course, having a solid California flood insurance policy is a must. Here are a few things you can do to lessen the impact of flood waters. Understand Your Risk A FEMA […]Continue Reading Protecting Your Home From Flooding
Is this your busy time of the year? If so, hiring a few seasonal workers may be a great way to help you get through it, but here are a few things you need to know first. Workers’ Compensation Don’t assume a seasonal worker does not require workers’ compensation insurance in California. Many factors determine […]Continue Reading How Seasonal Workers Can Impact Your Business Insurance
April is the one time of the year where there is an entire day dedicated to playing pranks on your friends, family or loved ones. Are you tired of playing the same jokes on your family every year and in search of some new ideas? Then you’ve come to the right place! Here are just […]Continue Reading Best April Fools Day Pranks for You and Your Family
Spring is a great time to clean your home, but it’s also important to clean and organize your digital life. Data breaches and identity theft are a growing threat. Here are a few things you can do to secure your data and protect yourself from hackers. Scan Devices Regularly Malware and anti-virus software are only […]Continue Reading A (Digital) Spring Cleaning (Data Breach & Identity Theft Protection)
As we prepare for the Spring months to come, it’s time to get out of the house and out on the town. There are tons of great ways to spend time with friends and family this month right here in and around Covina. Below are some March activities that are a great way to get […]Continue Reading What’s Happening in and Around Covina this Month?
Did you get engaged over Valentine’s Day? While you are planning your big day, don’t forget to consider wedding insurance. What is Wedding Insurance? We’ve all read about wedding disasters that turned that perfect moment into an unforgettable nightmare. However, wedding insurance provides peace of mind if the unexpected happens on your special day. A […]Continue Reading Do You Need Wedding Insurance?
Workers’ Compensation fraud is a widespread, expensive problem. The National Insurance Crime Bureau estimates it costs around $7.2 billion per year including employer, employee, provider and third-party administrator fraud. This article focuses on employee fraud prevention. Employee Fraud Defined When an employee knowingly makes a false representation of a material fact to obtain workers’ compensation […]Continue Reading Preventing Workers’ Comp Fraud
A workplace wellness program offers clearly defined policies and activities which promote employee well-being. These may include informational sessions or hands-on activities. Studies show increasing employee well-being increases employee retention, morale, and productivity. It also reduces workers’ compensation claims, administrative costs, and minimizes your premiums. Basically, healthy employees cost you less. Return on Investment Evidence […]Continue Reading A Workplace Wellness Program Can Increase Employee Satisfaction & Reduce Workers’ Comp Costs
January Is National Bath Safety Month and Partee Insurance wants to make sure your bathroom is safe for the seniors and children in your life. Sometimes an overlooked area, the bath or bathroom is often a common area where seniors have accidental falls. The good news is that these falls can be prevented with these […]Continue Reading National Bath Safety Month Tips
It’s a New Year and you probably want to kick off 2018 by focusing on some of your hobbies. Since January is National Hobby month, we want to highlight some hobbies that can impact your insurance rates. Many people already realize that they need additional insurance for hobbies involving costly items such as expensive musical […]Continue Reading How Your Hobbies Can Impact Your Insurance
It’s a new year and we want to help you stick to your New Year’s resolutions for 2018. Here are some simple steps you can take to make sure you stick to your goal and crush it! Start Small Take baby steps. This will help you stay the course and reach your ultimate goal. […]Continue Reading How to Stick to Your New Years Resolutions
Now that the holiday season is here, businesses typically throw a party for their staff to show their appreciation. You might invite customers to join in the festivities, too. However, holiday celebrations include risks and if you’re hosting a party you need to understand them. Here are some of risks surrounding holiday parties and what […]Continue Reading Holiday Party Liability Concerns
The end of the year is a great time to catch up with your agent to review your coverage. Here are just a few benefits of reviewing your insurance on an annual basis. Reassess Home Value Most people take out an insurance policy when they buy their home, and then renew it each year. Unfortunately, […]Continue Reading The Importance of an Annual Insurance Review
Most people know that renters insurance covers their personal possessions in their apartment if someone robs them or if there’s a disaster, but only 41% of renters have policies. Perhaps renters need to take a look at these often overlooked benefits – which offer even more reasons to buy this very affordable insurance coverage. Additional […]Continue Reading 7 Overlooked Benefits of Renters Insurance
In honor of National Diabetes Awareness Month, we want to keep you informed on how to protect you and your loved ones. Here is an infographic to you can save and print. American Diabetes Month infographic Infographic: Type 2 diabetes affects around 27.6 million Americans, and another 86 million are thought to have ‘prediabetes’, meaning […]Continue Reading National Diabetes Awareness
You can’t always count on other people to do the right thing when it comes to their auto insurance. Unfortunately, many people drive with no insurance or too little coverage. Here’s what to do to protect you and your family. Understand State Minimum Liability Coverage California law requires you carry liability coverage to help pay […]Continue Reading Handling an Accident with an Uninsured Driver
Substance abuse in the workplace endangers workers and your business. Here are some of the most common workplace issues surrounding substance abuse and what you can do to minimize your risks. Prevalence in California According to a 2015 Substance Abuse and Mental Health Services Administration study, alcohol and marijuana are the most commonly used drugs […]Continue Reading Dealing with Substance Abuse in the Workplace
Breast Cancer Awareness Month is a campaign run across the nation to increase awareness of this disease. Breast cancer is the second most common form of cancer in women; this means 1 in 8 women will be diagnosed with breast cancer. While the odds may be low, men may also be diagnosed with breast cancer, […]Continue Reading October Is National Breast Cancer Awareness Month
Businesses need to use extra caution when they hire subcontractors to perform work on behalf of their company. Companies may assume that their contractor has proper insurance to protect their employees, but this isn’t always the case. Unfortunately, your business is at risk when a sub-contractor does not protect their employees. It is important you […]Continue Reading How Hiring Subcontractors Can Impact Your Workers’ Comp Coverage
In honor of self-improvement month, Partee Insurance has come up with a comprehensive list of what you can do to create small positive changes in your life. Eat Healthier: Live for not only today but for tomorrow and the future. Start to add more whole foods to your diet to help fight against disease such […]Continue Reading Four Steps to Self-Improvement
Sourcing lower California auto insurance premiums doesn’t mean you have to cut your coverage. Insurance companies consider many factors when they calculate your premiums and you can use this to your advantage. Consider the following when shopping for insurance: Check Before You Buy Looking to buy a vehicle? Check the crash ratings, repair costs, and […]Continue Reading Reduce Your CA Auto Insurance Rates Without Sacrificing Coverage
Here at Partee Insurance, we want to make sure your family is safe and protected. In honor of Baby Safety Month, we have compiled a list of things to look for in your home to ensure your child is safe. Clutter: Look for loose change, paper clips, staples, anything that could be considered a […]Continue Reading Baby Safety Month Checklist
In honor of Water Quality Month, we want to make sure your family is safe from any bacteria or contaminants that may be housed in your water supply. Here are the steps that you need to take to test your water quality: If your home is connected to public water, your water is […]Continue Reading Afraid of Contamination? Test Your Water Quality Today.
Many insurance companies and many policy options exist, so it’s important you find the correct coverage to suit your needs. But, buying without expert advice often means that you’ll end up paying more money for less coverage. Here are just a few reasons why working with an independent agent offers you more. Saves Time An […]Continue Reading Benefits of Working with an Independent Insurance Agent
Many people choose an insurance company based on convenience. If your parents use a particular company for car insurance, you might use them too. If you buy a house, your real estate agent might recommend someone and you may rely on their judgment without much consideration. Of course cost is important. You may do your […]Continue Reading 5 Reasons To Combine Your Home & Auto Policies With One Agency
Summer is a great time to get outdoors and enjoy the sunshine with family and friends. On National Family Fun Month, we want to share with you some fun ideas on what you can do with your family. Today we are going to focus on family picnics. There are many inexpensive and fun way to […]Continue Reading Looking For Some Family Summer Fun?
We all know we’re supposed to eat them because they are healthier, but WHY are they healthier? Let’s look at some of the benefits from eating our fruits & vegetables.Continue Reading WHY we should eat our Fruits & Veggies
Not everyone has kept their New Years Resolutions this long into the year. That’s why we want to celebrate National Nutrition Month and keep the healthy times going!Continue Reading Celebrate National Nutrition Month!
Did you know that the City of Hope uses more blood and platelets than any other major medical center in Southern California?Continue Reading Donate Blood to City of Hope Today!
Come join us for hte 5th Annual Field of ValorContinue Reading Come Visit the 5th Annual Field of Valor
Let Partee Insurance retire your American Flag wand present you with a new flag to help show your patriotism.Continue Reading Retire Your Flag at Partee Insurance
The Occupational Safety and Health Act of 1970 (OSHA), was established requiring covered employers to provide safe working conditions in the workplace. Covered employers are required to post the OSHA 300A summary form. In California, employers who are covered by the Cal/OSHA regulations are required to post the annual 300A summary form beginning on February 1 through April 30. The summary form must be signed and certified by a company executive. Post the form in a common area where all employee notices are posted.Continue Reading Cal/OSHA Recordkeeping Posting Reminder!
As summer draws near, you may face a blackout from heavy winds, thunderstorms or power system overload. You could even be dealing with a power outage caused by a car running into a utility pole as thousands of customers of CL&P in East Hartford, Conn., did on April 22Continue Reading Don’t be Caught Off-Guard in a Power Outage
The national average auto insurance premium is $927.58, and all of the most expensive states for auto insurance have average premiums that are higher than that.Continue Reading New Jersey the Most Expensive State for Auto Insurance
Last Wednesday we brought you the top 10 most dangerous vehicles by the Insurance Institute for Highway Safety (IIHS). This Wednesday, we bring you the top 10 safest vehicles!Continue Reading IIHS Gives Top 10 Safest Cars to Drive
Did you know that you can get other insurance policies besides home, auto, health, life, etc.? Celebrities in particular are acutely aware of such policies as many of them have had some interesting things insured over the years.Continue Reading Celebs Insure the Darnedest Things
The Insurance Institute for Highway Safety (IIHS) has issued a new report on the 10 vehicles with highest ‘death’ rates in an accident per 1,000,000 registered vehicles.Continue Reading What are the Top 10 Most Dangerous Vehicles?
Each year OSHA (Federal) publishes the top 10 most frequently cited violations to alert employers about these commonly cited standards so that they can take steps to eliminate and correct the hazards in the workplace. The following is a list of the most frequently cited violations from worksite inspectionsContinue Reading OSHA’s TOP 10 MOST FREQUENTLY CITED VIOLATIONS
Employee theft costs businesses an estimated hundreds of billions of dollars each year. “Business owners spend a significant amount of time and resources protecting their business from a variety of risks, whether it’s liability for their products or services or severe weather,” said Helen R. Savaiano, president of management liability at The Hanover Insurance.Continue Reading Save Your Business From Employee Theft