Live Entertainment Calls for Proper Business Insurance

Everybody enjoys a night club, bar, or restaurant that has live music but as an owner you should know the risks that coincide with the industry and should be prepared. With the inherent risks that are unique to your industry a one size fits all insurance policy is not the way to go. When you add a D.J or live music to the mix, you have some even greater risks. You need a comprehensive business insurance solution that addresses your real risks, so your insurance policy should be made for you with no excess and no gaps.

Assault and battery, crime, and liquor liability are the “normal” risks you face on a day to day basis, but with live music thrown into the mix you have a whole new can of beans. You are going to need additional coverage due to:

• Personal accident insurance for entertainers, musicians and voluntary workers.
• Public liability for performers and bands and staff, concerts, corporate and private functions, and dance parties
• Musical instruments, entertainment equipment, sound and lighting, audio visual equipment, film and video equipment, insurance against accidental loss or damage, theft, and fire
• Event Cancellation, non-appearance and weather insurance

At Partee Insurance Associates, we can put together a package of policies that is right for you and your business.